Glossary entry

French term or phrase:

Rétrocession cotisation CB xxxx

English translation:

Refund of fee for credit/bank card no. xxxx

Added to glossary by Tony M
Apr 8, 2018 17:17
6 yrs ago
French term

Rétrocession cotisation

French to English Bus/Financial General / Conversation / Greetings / Letters Bank statements
This is some sort of credit on a bank statement of an individual.

Is this some sort of tax rebate of some sort?
Proposed translations (English)
4 +5 Refund of fee for credit/bank card no. xxxx
Change log

Apr 8, 2018 22:56: Yolanda Broad changed "Term asked" from "Retrocession cotisation" to "Rétrocession cotisation"

Apr 10, 2018 09:33: Tony M changed "Edited KOG entry" from "<a href="/profile/1213228">Lara Barnett's</a> old entry - "Rétrocession cotisation"" to ""Refund of fee for credit/bank card no. xxxx""

Discussion

Tony M Apr 8, 2018:
@ Asker No further context really needed, this is one of those things that you just have to live in France and hold a French bank account, and then you know it as a matter of course.
Lara Barnett (asker) Apr 8, 2018:
Credit As its a credit I wondered if it was a rebate of some sort.
Lara Barnett (asker) Apr 8, 2018:
@ Phil There is just "CB...." with four numbers after it .
AllegroTrans Apr 8, 2018:
The "cotisation" could be almost anything - without context we simply don't know
philgoddard Apr 8, 2018:
Is that all it says? It seems unusually vague for a bank statement - I'd normally expect to see the payer's name.

Proposed translations

+5
1 hr
French term (edited): Retrocession cotisation CB XXXX
Selected

Refund of fee for credit/bank card no. xxxx

I know exactly what this is, though I'm not sure of the most concise way of expressing it — but i'm sure you can figure that out for yourself!

I have this on my account every year — it helps so much when you actually live here and experience thse things "in real life".

I have to pay an annual 'subscription' or 'fee' for my bank card; but for some reason I have never quite fathomed, they always seem to almost immediately refund me the fee paid! I think possibly it may be one of those things where there would be a fee if you didn't use the card — so as soon as I do use it, I get the fee refunded.

Anyway, that's what it means, and you will probably be able to see that there is the equivalent amount (or something close to it) that has gone out some time earlier as a debit.

The CB + number will of course simply be identifying which particular card it is (we used to have 2 on our joint account); it is very common to identify a card just by giving the final group of 4 digits.

--------------------------------------------------
Note added at 1 hr (2018-04-08 18:46:10 GMT)
--------------------------------------------------

Note for future ref. that it is also often abbreviated to 'retroc' ;-)
Peer comment(s):

agree AllegroTrans : This happens on one of my cards - because I'm an "oldie" and entitled to free banking; debited and later credited back
19 mins
Thanks, C!
agree philgoddard : Can't argue with that!
19 mins
Thanks, Phil!
agree Daryo : it helps so much when you actually live here and experience these things "in real life". Sure does!
28 mins
Thanks, Daryo!
agree B D Finch
14 hrs
Thanks, B!
agree Hanna Swaryczewska
16 hrs
Thanks, Hanna!
Something went wrong...
4 KudoZ points awarded for this answer.

Reference comments

24 mins
Reference:

fwiw, hth

Note from asker:
@ Writeaway. Thank you, I also found descriptions of this, but that doesn't mean I can necessarily create the correct translation. Have you got any ideas? You are welcome to post an answer.
Something went wrong...
Term search
  • All of ProZ.com
  • Term search
  • Jobs
  • Forums
  • Multiple search