Glossary entry (derived from question below)
Italian term or phrase:
prestito sociale libero
English translation:
variable-rate deposit
Italian term
Argentina
Legal and environment specialist, PhD
Native in: English 
Works in: Italian to English, Spanish to English, English
prestito sociale libero
TIA
| 4 +1 | variable-rate deposit |
philgoddard
|
| 4 | Free social loan |
Andrew Bramhall
|
| 4 | co-operative members' unlinked (free-standing) loan |
Adrian MM.
|
| prestito sociale |
philgoddard
|
Proposed translations
United States
Six languages into flawless English
Native in: English
Works in: German to English, French to English, Spanish to English, and 4 more.
variable-rate deposit
This is not a loan in the usual sense of the word, since it's made by the customer to the cooperative, which then lends the money to other customers. I think we would normally call this a deposit.
United Kingdom
Flair and accuracy tailored to your text
Native in: English 
Works in: Spanish to English, German to English
Free social loan
Austria
Retd.T&I, Barrister & Austro-Advokat
Native in: English (Variants: British, Scottish)
Works in: Spanish to English, English to Spanish, French to English, and 5 more.
co-operative members' unlinked (free-standing) loan
prestito vincolato: tied loan, Garzanti. So libero: unlinkde, stand-alone or untied.
....all’andamento dei buoni fruttiferi postali.
sociale: often translatable as (social) welfare, rather than: 'when in doubt, leave out'. First weblink repeated from the - first, but hopefully not last - ref. comment.
The Italian co-operative sector features an important financing tool: the solidarity funds (Fondi Mutualistici in Italian)
http://www.proz.com/kudoz/italian-to-english/government-politics/2562776-prestito-sociale.html
Reference comments
United States
Six languages into flawless English
Native in: English
Works in: German to English, French to English, Spanish to English, and 4 more.
prestito sociale
http://www.proz.com/kudoz/italian-to-english/government-poli...
--------------------------------------------------
Note added at 38 mins (2022-12-11 16:08:37 GMT)
--------------------------------------------------
Variable-rate.
--------------------------------------------------
Note added at 42 mins (2022-12-11 16:12:51 GMT)
--------------------------------------------------
You could ignore 'sociale', as we already know this is about a cooperative, so just 'variable-rate deposit'.
Something went wrong...