English to Polish Bus/Financial Insurance

W treści niestety nie ma większego kontekstu, ale taką definicję znalazłam w internecie:
"A so-called "fronting policy" is another form of self-insurance. A "fronting policy" exists when an insurer issues a policy of insurance but the policy also contains a deductible in the amount of the policy limits. This effectively results in the insured agreeing to indemnify the insurer, just the opposite of real insurance:

A "fronting" policy has been described as one "which does not indemnify" or, apparently, defend the insured but which is issued to satisfy financial responsibility laws of various jurisdictions "by guaranteeing to third persons who are injured that their claims against the insured "will be paid."